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Say Hello to Arrha
We are your local community credit union with lots of membership benefits. Lowest loan rates, low or no fees, and old-fashioned customer service with high tech delivery.
Vehicle Loans
Looking for the best auto financing deal you can get? Get pre-approved today at Arrha and get a fantastic rate! Negotiate just the sticker price, not the loan.
January 24, 2025
Ways to Protect Your Information.
How Can Arrha Help You Today?
Checking & Savings
We have no fee personal checking and savings, no minimum balance, no monthly service charge, and more.
Student Banking
A fee-free bank account for teens with a debit card, parental controls, and tools you can use to help teach your child smart money management.
College Loans
Use our college planner tool to estimate your student debt and how much you will need to borrow.
Vehicle Loans
Negotiate just the sticker price, not the loan. Get pre-approved for a vehicle loan before you go to the dealer.
Borrow
With low interest rates, now is a good time to borrow, let us help you get the answers you need right away to get started!
Commercial Lending
Work with a local commercial lender to learn about smarter borrowing options to match your business goals,
Credit Card
Get a personal credit card, we offer low introductory rates, no annual fees, and great rewards.
Checking & Savings
We have no fee personal checking and savings, no minimum balance, no monthly service charge, and more.
Student Banking
A fee-free bank account for teens with a debit card, parental controls, and tools you can use to help teach your child smart money management.
College Loans
Use our college planner tool to estimate your student debt and how much you will need to borrow.
Vehicle Loans
Negotiate just the sticker price, not the loan. Get pre-approved for a vehicle loan before you go to the dealer.
Borrow
With low interest rates, now is a good time to borrow, let us help you get the answers you need right away to get started!
Commercial Lending
Work with a local commercial lender to learn about smarter borrowing options to match your business goals,
Credit Card
Get a personal credit card, we offer low introductory rates, no annual fees, and great rewards.
Checking & Savings
We have no fee personal checking and savings, no minimum balance, no monthly service charge, and more.
Become A Member
Are you ready to change your checking account from another bank to Arrha but don't want the hassle? Let us help you open an account right now.
To become a Member, open an interest-bearing Member Share Savings Account! The minimum balance required to open and maintain this account is only $25.00. Once opened, you can begin receiving benefits and choose your reward checking!
FAQS
Here are answers to some common questions.
- Who can be a Member?
Membership with Arrha Credit Union is open to anyone who lives or works in Hampden, Hampshire or Franklin counties in Massachusetts, and Hartford and Tolland counties in Connecticut, and immediate family members.
- Do I need an appointment to go inside a branch?
No, you can register to join online or stop by one of our branch locations located in Springfield, MA, West Springfield, MA and Enfield, CT.
- How do I download Arrha's mobile apps?
View your balances, transactions, transfer money, pay bills, all from the convenience of your computer or Apple/Android mobile device. Learn more and download the mobile apps.
- How do I sign up for Direct Deposit?
It's Easy as 1, 2, & 3. Download the direct deposit brochure to submit to your employer or depositing party to have your Direct Deposit or preauthorized credit processed to your Arrha Checking or Savings Account.
- What is a credit union?
A credit union is a cooperative financial institution, owned and controlled by its members. Credit unions typically serve groups of people who have something in common—where they live, work, or attend church, for example. Becoming a member of a credit union carries power because credit unions are not-for-profit, and exist to provide members with a place to save money and get loans at reasonable rates.
- Can I use an Arrha Debit Card when traveling internationally?
The Arrha Credit Union Debit Card is available for international use. Simply call us at 413.732.9812 to let us know prior to your travels or log into your Home Banking profile and enter your travel dates.
- What is Arrha's Routing Number?
Routing #211885917
